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International Card Establishment is the leading provider of credit card merchant services for online, home-based and retail businesses. At ICE, we specialize in creating merchant account programs that are custom-tailored to the merchant's specific business needs and objectives. Whether you are a new business looking to obtain a share of the market or an existing business looking for new ways to generate revenue, our credit card merchant service accounts provide a one-stop payment solution for your all credit card processing needs.
What is a Credit Card Merchant Service Account?
Every business must have a credit card merchant account before it can start accepting credit and debit card payments. A merchant account is a special account set up by a banking institution or merchant service company to receive funds from credit card purchases. When you swipe a credit card through a terminal, the information is sent to the bank and, if funds are available, the bank transfers the funds into your merchant account, usually within two to three business days.
What is a Payment Gateway?
Online merchants must have a payment gateway in addition to a merchant account. A payment gateway, or virtual terminal, is a software program that transmits the card information obtained by your website to the credit card company for authorization. A payment gateway also informs the customer whether or not the credit card was approved and notifies your merchant account how much funds were authorized for transfer.
At ICE, we provide completely customized payment solutions at competitive rates. Fill out our free merchant account application to apply for our credit card merchant merchant processing services today.
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